Legal

Terms of Use

These terms govern access to the QuickBucks website and digital services. A quotation and credit agreement contain the specific terms of any loan.

Effective date: 17 September 2026

Using the website

  • Provide accurate information and update it when it changes.
  • Use the service only for lawful personal purposes.
  • Protect your login details, device and security codes.
  • Do not attempt to access another person’s information or interfere with the service.

Applications and estimates

Calculator results and eligibility information are estimates and do not constitute approval or a binding offer. A final decision depends on verification, affordability, credit and other applicable assessments.

Quotation and agreement

If an application is approved, the customer must review the personalised quotation and applicable credit agreement before acceptance. Those documents prevail over general website information if there is a conflict about the specific loan.

Account security

You are responsible for keeping your credentials and OTPs confidential and for notifying QuickBucks promptly if you suspect unauthorised access. QuickBucks will never request your banking PIN or bank OTP.

Service availability

The website relies on banking, credit, verification, payment, communication and other third-party services. QuickBucks aims to restore interrupted services promptly, preserve saved information and provide a support route, but uninterrupted access cannot be guaranteed.

Intellectual property

Website content, branding and software are protected by applicable intellectual-property laws. No right is granted to copy, alter or commercially reuse them except as allowed by law or written permission.

Changes and governing law

QuickBucks may update these website terms. The current version and effective date should be published here. South African law applies, subject to mandatory consumer and credit protections.