Privacy Policy

Information we collect

• Identity and contact information.
• Residential, employment, income and expense information.
• Bank-account and transaction information needed for verification, payment and servicing.
• Supporting documents such as identification, proof of residence, bank statements and payslips.
• Credit, affordability, fraud-prevention and verification results.
• Website, device, security and communication records.

Why we use it

• Create and secure your profile.
• Assess and process a credit application.
• Verify identity, affordability, credit and bank-account information.
• Prepare quotations and agreements and administer a loan.
• Manage mandates, disbursements, repayments, statements and support.
• Prevent fraud, maintain audit records and comply with legal duties.
• Send marketing only where an appropriate permission or lawful basis exists.

Who may receive information

Information may be shared with authorised employees and contracted operators, identity and bank-verification providers, credit bureaus, Webloans and WebFin service providers, payment and mandate providers, communication providers, professional advisers, regulators and authorities where lawfully required. Each recipient should receive only the information necessary for its role.

Retention and security

QuickBucks retains information for as long as required for the credit relationship, legal obligations, dispute handling, fraud prevention and legitimate record-keeping. Appropriate organisational and technical safeguards are used, but no internet service can promise absolute security.

Your choices and rights

• Ask whether QuickBucks holds personal information about you.
• Request access to or correction of inaccurate information, subject to applicable law.
• Object to or request restriction of certain processing where legally available.
• Withdraw optional marketing consent without affecting necessary account communication.
• Raise a privacy concern through the published contact channels or with the Information Regulator.

Cookies and service data

The website may use essential cookies for security, sessions and journey continuity. Any optional analytics or marketing technologies should be described and managed through the applicable consent controls.

Policy updates

The effective version and date should be published on this page. Material changes should be communicated where required.